Unsecured personal loans

One simple loan. Plenty of possibilities.

Borrow $5,000–$50,000 with a fixed rate, no lender fees and terms from 18 months to 7 years.

✓ Rate check won’t impact credit score✓ Fixed repayments
Interest rate from
5.95%
p.a.
Comparison rate from
5.95%
p.a.

Rates range up to 26.95% p.a. and are subject to assessment. Comparison-rate example is based on $30,000 over 5 years.

At a glance

Less fee clutter. More clarity.

$0 lender fees

No application, monthly account administration or early termination fee on new personal loans.

Flexible terms

Choose from 18 months up to 7 years, subject to product and lending criteria.

Weekly or fortnightly

Scheduled repayments by direct debit, with flexibility to make extra repayments.

What can it cover?

Designed for personal, domestic or household purposes.

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Debt consolidation

Combine eligible debts into one repayment and one schedule.

⌂

Home improvement

Renovations, maintenance, appliances, furniture or upgrades.

✈

Travel

Planned flights, accommodation and travel-related expenses.

♡

Weddings & events

Help spread the cost of a major life event over a fixed term.

✚

Medical & dental

Planned or unexpected eligible health-related expenses.

⌁

Education

Eligible study, course and professional-development costs.

▤

Furniture

Furnish a new home or replace essential household items.

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Something else

Talk to the team about another eligible personal purpose.

Eligibility snapshot

Before you start

Public eligibility guidance indicates applicants generally need to meet identity, residency, employment and credit-history requirements.

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